Expand and Preserve Home Ownership Through Counseling Act

To establish an Office of Housing Counseling to carry out and coordinate the responsibilities of the Department of Housing and Urban Development regarding counseling on homeownership and rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, and for other purposes.

7/12/2007--Introduced.
Expand and Preserve Home Ownership Through Counseling Act - Amends the Department of Housing and Urban Development Act to establish, in the Office of the Secretary of Housing and Urban Development (HUD), the Office of Housing Counseling, which shall conduct activities relating to homeownership and rental housing counseling. Amends the Housing and Urban Development Act of 1968 (HUDA) to direct the Secretary to establish, coordinate, and monitor HUD administration of homeownership and rental housing counseling procedures provided in connection with any HUD program, including all related requirements, standards, and performance measures. Requires the Secretary to provide for the certification of various computer software programs for consumers to use in evaluating different residential mortgage loan proposals. Directs the Director of Housing Counseling to develop, implement, and conduct national public service multimedia campaigns designed to make persons facing mortgage foreclosure, persons considering a subprime mortgage loan to purchase a home, elderly persons, persons who face language barriers, low-income persons, and other potentially vulnerable consumers aware that:
(1) it is advisable, before seeking or maintaining a residential mortgage loan, to obtain homeownership counseling from unbiased and reliable sources; and
(2) such homeownership counseling is available. Requires the Secretary to provide:
(1) advice and technical assistance to states, local governments, and nonprofit organizations regarding the establishment and operation of related educational programs; as well as
(2) financial assistance. Requires organizations receiving HUD assistance for counseling activities to provide such counseling only through counselors certified by the Secretary. Directs the Secretary to study and report to Congress on the root causes of the default and foreclosure of home loans. Amends the Real Estate Settlement Procedures Act of 1974 to revise requirements for HUD booklets designed to help consumers applying for federally related mortgage loans to understand the nature and costs of real estate settlement services.


... morehide bill summarySee Full Bill Text

Sponsor

• Rep. Judy Biggert [R, IL-13]
• and 2 Co-Sponsors
  • Rep. Shelley Capito [R, WV-2]
  • Rep. Rubén Hinojosa [D, TX-15]
  close

Committees

• Senate Banking, Housing, and Urban Affairs
• 1 more
  • House Financial Services
  close

Amendments

This bill has no amendments.

Amendments to H.R.3019

Number	Status	Purpose

Bill Status

Make a Bill Status Widget

	OpenCongress widgets allow you to display information about bills and issue areas on your own website or blog. First, select which bill or issue you want to track, then customize the appearance of the panel, and finally paste a simple chunk of HTML into your site. Now your community will have an easy, up-to-date way to track the status of important bills and issues in Congress.

Introduced		Voted on by House		Voted on by Senate		Considered By President		Bill Becomes Law
July 12, 2007		September 17, 2008

Show All Actions (8 actions)Hide Actions

All Bill Actions

• Oct 02, 2008: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
• Sep 18, 2008: Received in the Senate.
• Passed by voice vote in the House on Sep 17, 2008. On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
• Sep 17, 2008: DEBATE - The House proceeded with forty minutes of debate on H.R. 3019.
• Sep 17, 2008: Considered under suspension of the rules.
• Sep 17, 2008: Mr. Scott (GA) moved to suspend the rules and pass the bill, as amended.
• Jul 12, 2007: Referred to the House Committee on Financial Services.
• Introduced on Jul 12, 2007.

---

Related Issue Areas:

• Technology
• Social services
• Settlement costs
• Rental housing
• 26 more
• Public service advertising
• Mortgages
• Mortgage interest rates
• Loan defaults
• Licenses
• Law
• Housing finance
• Home ownership
• Governmental investigations
• Government publications
• Government information
• Foreclosure
• Finance
• Federal aid to housing
• Executive reorganization
• Executive departments
• Department of Housing and Urban Development
• Counseling
• Consumers
• Consumer education
• Congressional reporting requirements
• Computer software
• Communications
• Budgets
• Aged
• Housing

Data from the Congressional Research Service

Users tracking H.R.3019 (1) are also tracking:

Show More User Statistics... Hide User Statistics

In the News

We are not currently finding any news articles on this topic using our daily automated search of Google News. However, if you know of a relevant news article to display here, OpenCongress site editors have the ability to add it manually. Simply e-mail us the web address of this page and the web address of your suggested news article: We'll post relevant links as quickly as possible. Also, if this topic is important to you, you could write a letter to the editor -- if a news article refers this specific topic by name, a link to that news article is likely to appear here soon.

Information made available by:

Blog Coverage

November 19, 2008 QUICK MARKUP FOR BARNEY'S BILL (Update)

H.R. 3019, Expand and Preserve Home Ownership Through Counseling Act; H.R. 6642, National Consumer Cooperative Bank Act Amendments of 2008; and H.R. 6871, Expedited Funds Availability Dollar Limits Adjustment Act of 2008. ...

Was this article useful? Yes or No

Source: BetSage Latest Online Gambling News Headlines

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

November 07, 2008 Auto Injury- Las Vegas, Nevada Lawyer, Howard Roitman

Rep Brooks, Jack B. | 1992/10/08 | Legislation; H.R. 3019 (PP) Departments of Commerce, Justice, and State, the Judiciary, and Related Agencies Appropriations Act, 1996. (Public Print)(104) Rep Livingston, Bob | 1996/04/26 | Legislation ...

Was this article useful? Yes or No

Source: Local Activity for Las Vegas, NV

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

October 09, 2008 McCain's voting record on social security and medicare is ...

... on the street and was established by the Crime Control Act of 1994. The cost would be offset by reducing law enforcement block grants in the bill. The motion to kill the amendment passed 52-48. [HR 3019, Vote #31, 3/13/1996] ...

Was this article useful? Yes or No

Source: Marco A Garcia

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

21 more posts...
See most useful blog posts

Information made available by: