Open Congress : Financial Institutions and Consumer Credit - Major Bill Actions

Bill Enacted: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007

2008-06-03T00:00:00Z

To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.

June 03, 2008: Became Public Law No: 110-241.

Bill Signed by President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007

2008-06-03T00:00:00Z

Bill Sent To President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007

2008-05-23T00:00:00Z

Bill Sent To President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007

2008-05-20T00:00:00Z

Bill Introduced: H.R.5244 Credit Cardholders' Bill of Rights Act of 2008

2008-02-07T00:00:00Z

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.

Bill Introduced: H.R.4332 Financial Consumer Hotline Act of 2007

2007-12-06T00:00:00Z

To amend the Federal Financial Institutions Examination Council Act to require the Council to establish a single telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal banking agency or State bank supervisor, and for other purposes.

Bill Introduced: H.R.4241 Notify Americans Before Outsourcing Personal Information Act

2007-11-15T00:00:00Z

To prohibit the transfer of personal information to any person or business outside the United States, without notice.

Bill Introduced: H.R.4019 Mortgage Disclosure Improvement Act of 2007

2007-10-31T00:00:00Z

To amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans, and for other purposes.

Bill Introduced: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007

2007-10-30T00:00:00Z

Bill Introduced: H.R.3705 Fair Disclosure for Homeowners Act of 2007

2007-09-27T00:00:00Z

To amend the Truth in Lending Act to require notice to consumers of an upcoming adjustment or reset date with respect to hybrid adjustable rate mortgages, and for other purposes.

Bill Introduced: H.Res.658 Supporting the goals and ideals of Federal Credit Union Month and recognizing the importance of Federal credit unions to the economy, and their critical mission in serving those of modest means.

2007-09-18T00:00:00Z

Supporting the goals and ideals of Federal Credit Union Month and recognizing the importance of Federal credit unions to the economy, and their critical mission in serving those of modest means.

Bill Introduced: H.R.3421 Credit Protection Act of 2007

2007-08-03T00:00:00Z

To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes.

Bill Introduced: H.R.3316 Identity Theft Protection Act of 2007

2007-08-02T00:00:00Z

To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes.

Bill Introduced: H.R.3347 Student Credit Card Protection Act of 2007

2007-08-02T00:00:00Z

To amend the Truth in Lending Act to prevent credit card issuers from taking unfair advantage of college students and their parents, and for other purposes.

Bill Introduced: H.R.3296 Mortgage Broker Transparency and Accountability Act of 2007

2007-08-01T00:00:00Z

To amend the Truth in Lending Act to establish transparency and accountability requirements for mortgage brokers, and for other purposes.

Bill Introduced: H.R.2840 National Financial Literacy Act of 2007

2007-06-22T00:00:00Z

To amend the Community Reinvestment Act of 1977 to allow the direct support by a financial institution of a qualified community-based financial literacy program provided to consumers and borrowers to be taken into account in assessing the institution's record of meeting the credit needs of its entire community, and for other purposes.

Bill Introduced: H.R.2475 Veteran Home Equity Conversation [sic] Mortgage Act of 2007

2007-05-24T00:00:00Z

To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to guarantee home equity conversion mortgages for elderly veteran homeowners.

Bill Introduced: H.R.1994 Financial Aid Accountability and Transparency Act of 2007

2007-04-23T00:00:00Z

To provide more transparency in the financial aid process and to ensure that students are receiving the best information about financial aid opportunities.

Bill Introduced: H.R.1996 Preservation of Federalism in Banking Act

2007-04-23T00:00:00Z

To clarify the applicability of State law to national banks and Federal savings associations, and for other purposes.

Bill Introduced: H.R.1767 Consumer Rental Purchase Agreement Act

2007-03-29T00:00:00Z

To amend the Consumer Credit Protection Act to assure meaningful disclosures of the terms of rental-purchase agreements, including disclosures of all costs to consumers under such agreements, to provide certain substantive rights to consumers under such agreements, and for other purposes.